What A Sporting Weekend

 What a sporting weekend!

1) UCL Finals - PSG beats Arsenal on penalties last night

2) NBA WCF Game 7 - San Antonio Spurs v Oklahoma City Thunder

3) KFF Singapore Badminton Open Finals - Loh Kean Yew v Alex Lanier

So exciting!

Lower Back Spasms

 Last Sunday played ball with the kids as usual.

It was that days lunchtime onwards that a freezing lower back pain began to hurt me.

 By the next few days especially over the midweek I was standing a lot and my back aches worsened.

Spent the weekend lying in bed, doing lower back exercises etc which seems to have largely worked.

Lower back pain is really quite the bitch.

Now I have to worry about it becoming chronic.

Sigh, the woes of aging.

UEFA Champions League For Manchester United

 We’ve locked in UEFA Champions League next season!

Currently in third place, we’ve likely gotten that locked in.

Well done to Michael Carrick!

It pains me to think that if we had gotten rid of Ruben Amorim earlier, we might even have challenged for the league title this season!

In any case, back to where we belong, and much to look forward to next season!

Oh and Bruno Fernandez just won Football Writers Footballer Of The Year!

GGMU!!!

The US Stock Markets Are Really Weird

 There’re several wars going on.

The Strait of Hormuz is still closed.

There is an energy and oil crisis around the world.

Inflation is running high globally.

Yet.

S&P is near ATH, touching 7,500.

NASDAQ is near ATH, touching 29,600.

Dow is near ATH, touching 50,000.

What gives?

Things I Have Hardly Done In A While

 Haven’t played my first game of golf in 2026. In fact I didn’t play a single game in 2025 even!

Haven’t cycled in a really really long time as well.

Haven’t travelled at all other than a couple of day trips to JB, in all of 2026. Sad.

Haven’t played basketball with kids in almost a month. Sad.

Haven’t had a proper run in a week, due to the rains.

Wifey bought new paddles for paddle ball, so that’s something new.

Doing more gym, static, home workouts for muscle strengthening.

Life Has Been Work

 Work is consuming me the last few months.

Not in a terrible way.

I have a lot of things going on, a lot of things to oversee, and the business is growing with many positive changes, so make no mistake, I’m not complaining about anything negatively draining at work.

Home is going well too, but with the teens busy with school, friends and their own initiatives, we are sort of confined to set timings to be together - some weekday dinners, meals and family gatherings on weekends, morning ferry drives. That’s really it. It feels normal but it’s also a new normal for us as parents.

A lot more electronic device usage by everyone. Sometimes necessary sometimes could have of. It’s not easy to find a balance.

Health is the bigger issue. I’ve recently been quite obsessed with latest technology and AI and my belief is that we will, without accident, live longer as healthcare and biotech improves. So there’s a lot to think about there. So it’s better diet and more regular exercise that I need to work towards.

Saxo AutoInvest

  Here’s my very own magnificent seven AutoInvest portfolios!

I’m hoping with great discipline, these portfolios will help me FIRE earlier than planned!

1. Boglehead

2. China Power

3. Dividends

4. Greatest Risk

5. JIBVISC

6. Max Aggressive 

7. Purely CSPX

Hot & Humid

 Really win liao lor.

This heat is ridiculous.

The hot and humid weather in Singapore is expected to persist through the rest of April 2026, with high daily maximum temperatures often reaching or exceeding 34°C to 35°C. Whilethundery showers are expected in the afternoons, they may not provide long-term relief. 

Key Outlook for the Coming Weeks:

• Rest of April 2026: Warm, humid conditions will continue, particularly during the inter-monsoon period. Daily temperatures are expected to range between 33°C and 34°C, with highs reaching 35°C on several days.
• May 2026: April and May are traditionally the warmest months of the year in Singapore. Temperatures are expected to remain above average for this period.
• Late May/Early June 2026: A gradual transition to Southwest Monsoon conditions is expected, which may bring different weather patterns.
• July 2026 Onwards: There is a possibility of hotter and drier conditions from July 2026 due to a potential return of El Niño, which could bring lower rainfall and higher temperatures.

Still As Hot

 This year’s April must be one of the hottest + humidest in a very long time.

It’s soooo hot especially at night. 

And it’s sooooo humid!

April Heat

 It’s already April.

How quickly this year is moving along really.

The Iran War is still ongoing and it looks likelier to escalate further and drag on, than end.

There is an energy crisis where many governments are already sounding the alarm, but the masses are not panicking yet.

It is harder to plan family holidays, as worries of an escalating oil crisis might mean that any overseas tickets I buy now, may not be a viable destination. Quite worrying.

Work is also weird. There is too much volatility in the markets that the markets have become so unpredictable that traders have all gone to the sidelines.

So we went from thinking we’d do really well this year, to bracing for this being a year we might miss our targets. In a short matter on two months.

And April is projected to be hotter than March :(