Saturday, May 16, 2026

UEFA Champions League For Manchester United

 We’ve locked in UEFA Champions League next season!

Currently in third place, we’ve likely gotten that locked in.

Well done to Michael Carrick!

It pains me to think that if we had gotten rid of Ruben Amorim earlier, we might even have challenged for the league title this season!

In any case, back to where we belong, and much to look forward to next season!

Oh and Bruno Fernandez just won Football Writers Footballer Of The Year!

GGMU!!!

The US Stock Markets Are Really Weird

 There’re several wars going on.

The Strait of Hormuz is still closed.

There is an energy and oil crisis around the world.

Inflation is running high globally.

Yet.

S&P is near ATH, touching 7,500.

NASDAQ is near ATH, touching 29,600.

Dow is near ATH, touching 50,000.

What gives?

Things I Have Hardly Done In A While

 Haven’t played my first game of golf in 2026. In fact I didn’t play a single game in 2025 even!

Haven’t cycled in a really really long time as well.

Haven’t travelled at all other than a couple of day trips to JB, in all of 2026. Sad.

Haven’t played basketball with kids in almost a month. Sad.

Haven’t had a proper run in a week, due to the rains.

Wifey bought new paddles for paddle ball, so that’s something new.

Doing more gym, static, home workouts for muscle strengthening.

Life Has Been Work

 Work is consuming me the last few months.

Not in a terrible way.

I have a lot of things going on, a lot of things to oversee, and the business is growing with many positive changes, so make no mistake, I’m not complaining about anything negatively draining at work.

Home is going well too, but with the teens busy with school, friends and their own initiatives, we are sort of confined to set timings to be together - some weekday dinners, meals and family gatherings on weekends, morning ferry drives. That’s really it. It feels normal but it’s also a new normal for us as parents.

A lot more electronic device usage by everyone. Sometimes necessary sometimes could have of. It’s not easy to find a balance.

Health is the bigger issue. I’ve recently been quite obsessed with latest technology and AI and my belief is that we will, without accident, live longer as healthcare and biotech improves. So there’s a lot to think about there. So it’s better diet and more regular exercise that I need to work towards.

Sunday, April 26, 2026

Saxo AutoInvest

  Here’s my very own magnificent seven AutoInvest portfolios!

I’m hoping with great discipline, these portfolios will help me FIRE earlier than planned!

1. Boglehead

2. China Power

3. Dividends

4. Greatest Risk

5. JIBVISC

6. Max Aggressive 

7. Purely CSPX

Hot & Humid

 Really win liao lor.

This heat is ridiculous.

The hot and humid weather in Singapore is expected to persist through the rest of April 2026, with high daily maximum temperatures often reaching or exceeding 34°C to 35°C. Whilethundery showers are expected in the afternoons, they may not provide long-term relief.
Key Outlook for the Coming Weeks:
  • Rest of April 2026: Warm, humid conditions will continue, particularly during the inter-monsoon period. Daily temperatures are expected to range between 33°C and 34°C, with highs reaching 35°C on several days.
  • May 2026: April and May are traditionally the warmest months of the year in Singapore. Temperatures are expected to remain above average for this period.
  • Late May/Early June 2026: A gradual transition to Southwest Monsoon conditions is expected, which may bring different weather patterns.
  • July 2026 Onwards: There is a possibility of hotter and drier conditions from July 2026 due to a potential return of El NiƱo, which could bring lower rainfall and higher temperatures.

Sunday, April 19, 2026

Still As Hot

 This year’s April must be one of the hottest + humidest in a very long time.

It’s soooo hot especially at night. 

And it’s sooooo humid!

Saturday, April 04, 2026

April Heat

 It’s already April.

How quickly this year is moving along really.

The Iran War is still ongoing and it looks likelier to escalate further and drag on, than end.

There is an energy crisis where many governments are already sounding the alarm, but the masses are not panicking yet.

It is harder to plan family holidays, as worries of an escalating oil crisis might mean that any overseas tickets I buy now, may not be a viable destination. Quite worrying.

Work is also weird. There is too much volatility in the markets that the markets have become so unpredictable that traders have all gone to the sidelines.

So we went from thinking we’d do really well this year, to bracing for this being a year we might miss our targets. In a short matter on two months.

And April is projected to be hotter than March :(

Tuesday, March 17, 2026

A Walk Down Memory Lane

 Today was a walk down memory lane.

I went with my dad to the location of his old home. We called it Old House.

It was off Beatty Road. One of the first of its kind government housing before HDB even came to form.

I have faint memories there as my parents brought me there on a weekly basis when my grandmother was still alive and my paternal side of the family would gather there to drink beers, gamble, play mahjong and make merry.

Today we walked Beatty Road, then Sturdee Road, drove through Jalan Besar.

It was a great time reminiscing the past, both for dad and I.

He was narrating all the old stories of his childhood, while walking different streets. Where different things happened in his life as he was growing up.

We saw the beautiful Peranakan terrace houses on Petain Road.

Then we drove to Berseh Food Centre at Jalan Berseh for dinner. We had herbal turtle soup paired with mutton tendon soup, washed down with sugarcane juice.

It was delicious.

Today was a good day.

An Investment Conundrum

 Here’s an interesting problem I am currently facing.

Say you invested a significant amount X into a stock that you believe in strongly. A very high conviction stock.

Said stock manages to 2X in six months, at which point you could sell off, realize the gains, place it into fixed deposits and earn $1,000/mth in interest at current interest rates, guaranteed.

OR

The stock turnaround has only just begun and the reasons it has already 2X are the same reasons of very high probability it could possibly propel the stock price to an even higher level of 3-5X in the next 1-2 years.

Which would you choose to do?